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What influence bank against the government and entrepreneurs

government and entrepreneursNeither the Government nor productive entrepreneurs get soften the heart of the banking and savings banks.

This fact is so obvious that it is one of the fundamental causes of the duration and depth of the recession in Spain. If there are no jobs investment and if there is occupation there is no consumption or revenue growth.

The comprehensive data set of the latest survey on the access of small and medium enterprises (SMEs) to finance developed by the Council of Chambers of Commerce, and for the first quarter. The sample size is 400 companies in a universe of 1.66 million people between 1 and 249 employees.

The situation is so difficult that only 14.5% of the companies seeking finance for investment projects, the lowest ratio recorded by this poll that the Chamber began in 2009. To put it another way, the vast majority of companies-86.8% – needs external resources to meet the day to day working capital-, 2.5 points more than the last quarter of 2009.

And in this situation, the productive sector has many problems to convince financial institutions. 85.3% of SMEs in need of resources found in these circumstances, a little more than the 84.5% recorded in late 2009. Even, 13.9% left the bank window with empty pockets. Virtually the same percentage of frustrated entrepreneurs who had in the last quarter of 2009.

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